Avarda Group simplifies how customers across Europe manage their personal finances. We have been listed on Nasdaq Stockholm since 2016. Rooted in our Swedish heritage, we combine a pragmatic and disciplined business mindset, with cutting-edge technology and innovation, always with a strong focus on cost-efficiency and profitability. Our proprietary, scalable platform and infrastructure enable efficient expansion across multiple markets.
For individual customers, we provide access to payments, savings and lending, that adapts to their lives and needs.
For business partners, we remove friction, helping them stay in control, build consumer loyalty and expand into new markets.
For investors,
we create a system where value never stands still, ensuring long-term profitability, growth and progress.
We move customers, partners and ourselves forward – towards new opportunities and evolving needs.
Forward. Avarda.
Everyday Finance
Everyday Finance is a segment where we build long-term and continuous relationships linked to the customer’s daily finances with a customer promise to be available whenever customers need us. Relationships are built both directly through the Company’s own channels and through its business partners. The segment primarily includes credit cards and digital checkout solutions, offered through a modern user interface with a high degree of flexibility. The offering is built on Avarda’s proprietary platform, where integrated customer journeys and data-driven decision-making enable rapid development and efficient achievement of economies of scale across multiple markets.
Consumer Lending
Consumer Lending addresses the customer’s credit needs at a specific point in time. The segment mainly consists of the Bank’s offering of unsecured consumer loans to creditworthy individuals. The offering is adapted to local market conditions, where the product range varies between different countries.