Avarda Group simplifies how customers across Europe manage their personal finances. We have been listed on Nasdaq Stockholm since 2016. Born in a small Swedish town, we combine a pragmatic and disciplined business mindset, with cutting-edge technology and innovation, always with a strong focus on cost-efficiency and profitability. Our self-developed, scalable platform and infrastructure enable efficient expansion across multiple markets.
For business partners, we remove friction, helping them stay in control, build consumer loyalty and expand into new markets.
For investors, we create a system where value never stands still, ensuring long-term profitability, growth and progress.
We move customers, partners and ourselves forward – towards new opportunities and evolving needs.
Forward. Avarda.
Everyday Finance
Everyday Finance consists of the Bank’s relationship-driven offering that helps retail customers manage their daily finances. Relationships are built both directly through the Bank’s own channels and through its business partners. The segment primarily includes credit cards and digital checkout solutions, offered through a modern user interface with a high degree of flexibility. The offering is built on Avarda’s proprietary platform, where integrated customer journeys and data-driven decision-making enable rapid development and efficient achievement of economies of scale across multiple markets.
Consumer Lending
Consumer Lending addresses the customer’s credit needs at a specific point in time. The segment mainly consists of the Bank’s offering of unsecured consumer loans to creditworthy retail customers. The offering is adapted to local market conditions, where the product range varies between different countries.